Unitedhealthcare Choice Plus Copay




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UHC Choice Plus POS Gold 500 1 of 8 UHC Choice Plus POS Gold 500 Coverage Period: Based on group plan year Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Employee/Family Plan Type: POS. $20 copay per visit 20% co-ins, after ded Virtual visits (Telehealth) - $20 copay per visit by a Designated Virtual. UnitedHealthcare Tiered Benefit plans are built on traditional UnitedHealthcare health plans and include additional features that can help both members and employers save money. UnitedHealthcare Tiered Benefit plans feature lower copays and/or co-insurance when members seek care from a Tier 1 care provider for their primary care physician (PCP. UHC Choice Plus POS Platinum 0-1 1 of 7 Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: - UHC Choice Plus POS Platinum 0-1 Coverage for: Employee/Family Plan Type: POS The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. Get cost estimates before choosing care. You may pay up to 36% less 1. Checking cost estimates before you choose where to get care can be an effective way to save on health care costs. In fact, it’s been shown that people who look at costs first may pay up to 36% less for their care. So, it can be worthwhile.

UnitedHealthcare Medicare Advantage Choice (Regional PPO) R2604-001 is a 2021 Medicare Advantage Plan or Medicare Part-C plan by UnitedHealthcare available to residents in South Carolina and Georgia. This plan includes additional Medicare prescription drug (Part-D) coverage. The UnitedHealthcare Medicare Advantage Choice (Regional PPO) has a monthly premium of $49.00 and has an in-network Maximum Out-of-Pocket limit of $6,700 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $6,700 out of pocket. This can be a extremely nice safety net.

UnitedHealthcare Medicare Advantage Choice (Regional PPO) is a Regional PPO. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of 'preferred' providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.

UnitedHealthcare works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for UnitedHealthcare Medicare Advantage Choice (Regional PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from UnitedHealthcare and not Original Medicare. With Medicare Advantage Plans you are always covered for urgently needed and emergency care. Plus you receive all of the benefits of Original Medicare from UnitedHealthcare except hospice care. Original Medicare still provides you with hospice care even if you sign up for a Medicare Advantage Plan.



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Copay

2021 UnitedHealthcare Medicare Advantage Plan Costs

Name:
UnitedHealthcare Medicare Advantage Choice (Regional PPO)
Plan ID:
Provider:UnitedHealthcare
Year:2021
Type: Regional PPO
Monthly Premium C+D: $49.00
Part C Premium: $1.80
MOOP: $6,700
Part D (Drug) Premium: $47.20
Part D Supplemental Premium $0
Total Part D Premium: $47.20
Drug Deductible: $295.0
Tiers with No Deductible:1
Gap Coverage:No
Benchmark:not below the regional benchmark
Type of Medicare Health:Enhanced Alternative
Drug Benefit Type:Enhanced
Similar Plan:R2604-005

UnitedHealthcare Medicare Advantage Choice (Regional PPO) Part-C Premium

UnitedHealthcare plan charges a $1.80 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.


R2604-001 Part-D Deductible and Premium

UnitedHealthcare Medicare Advantage Choice (Regional PPO) has a monthly drug premium of $47.20 and a $295.0 drug deductible. This UnitedHealthcare plan offers a $47.20 Part D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0 this Premium covers any enhanced plan benefits offered by UnitedHealthcare above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $47.20. The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lower due to negative basic or supplemental premiums.


UnitedHealthcare Gap Coverage

In 2021 once you and your plan provider have spent $4130 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA 'donut hole') You will be required to pay 25% for prescription drugs unless your plan offers additional coverage. This UnitedHealthcare plan does not offer additional coverage through the gap.


Premium Assistance

The Low Income Subsidy (LIS) helps people with Medicare pay for prescription drugs, and lowers the costs of Medicare prescription drug coverage. Depending on your income level you may be eligible for full 75%, 50%, 25% premium assistance. The UnitedHealthcare Medicare Advantage Choice (Regional PPO) medicare insurance offers a $18.20 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $25.40 for 75% low income subsidy $32.70 for 50% and $39.90 for 25%.


Full LIS Premium: $18.20
75% LIS Premium: $25.40
50% LIS Premium: $32.70
25% LIS Premium: $39.90

R2604-001 Formulary or Drug Coverage

UnitedHealthcare Medicare Advantage Choice (Regional PPO) formulary is divided into tiers or levels of coverage based on usage and according to the medication costs. Each tier will have a defined copay that you must pay to receive the drug. Drugs in lower tiers will usually cost less than those in higher tiers.By reviewing different Medicare Drug formularies, you can pick a Medicare Advantage plan that covers your medications. Additionally, you can choose a plan that has your drugs listed at a lower price.



2021 UnitedHealthcare Medicare Advantage Choice (Regional PPO) Summary of Benefits



Additional Benefits


No


Comprehensive Dental


Plus
Diagnostic servicesNot covered
EndodonticsNot covered
ExtractionsNot covered
Non-routine servicesNot covered
PeriodonticsNot covered
Prosthodontics, other oral/maxillofacial surgery, other servicesNot covered
Restorative servicesNot covered


Deductible


$0


Diagnostic Tests and Procedures


Diagnostic radiology services (e.g., MRI)$0-175 copay
Diagnostic radiology services (e.g., MRI)$0-175 copay (Out-of-Network)
Diagnostic tests and procedures$30 copay (Out-of-Network)
Diagnostic tests and procedures$30 copay
Lab services$0 copay
Lab services$0 copay (Out-of-Network)
Outpatient x-rays$15 copay
Outpatient x-rays$15 copay (Out-of-Network)


Doctor Visits


Primary$25-45 copay per visit (Out-of-Network)
Primary$5 copay per visit
Specialist$45 copay per visit (Out-of-Network)
Specialist$45 copay per visit


Emergency care/Urgent Care


Emergency$90 copay per visit (always covered)
Urgent care$30-40 copay per visit (always covered)


Foot Care (podiatry services)


Foot exams and treatment$45 copay
Foot exams and treatment$45 copay (Out-of-Network)
Routine foot care$45 copay
Routine foot care$45 copay (Out-of-Network)


Ground Ambulance


$250 copay (Out-of-Network)
$250 copay


Hearing


Fitting/evaluationNot covered
Hearing aids$375-2,075 copay
Hearing aids$375 copay (Out-of-Network)
Hearing exam$0 copay
Hearing exam$45 copay (Out-of-Network)


Inpatient Hospital Coverage


$395 per day for days 1 through 4
$0 per day for days 5 and beyond (Out-of-Network)
$395 per day for days 1 through 4
$0 per day for days 5 through 90
$0 per day for days 91 and beyond


Medical Equipment/Supplies


Diabetes supplies20% coinsurance per item (Out-of-Network)
Diabetes supplies$0 copay per item
Durable medical equipment (e.g., wheelchairs, oxygen)$55 copay or 50% coinsurance per item (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Out-of-Network)


Medicare Part B Drugs


Chemotherapy20% coinsurance (Out-of-Network)
Chemotherapy20% coinsurance
Other Part B drugs20% coinsurance (Out-of-Network)
Other Part B drugs20% coinsurance


Mental Health Services


Inpatient hospital - psychiatric$395 per day for days 1 through 4
$0 per day for days 5 through 90 (Out-of-Network)
Inpatient hospital - psychiatric$395 per day for days 1 through 4
$0 per day for days 5 through 90
Outpatient group therapy visit$15-25 copay (Out-of-Network)
Outpatient group therapy visit$15 copay
Outpatient group therapy visit with a psychiatrist$15 copay
Outpatient group therapy visit with a psychiatrist$15-25 copay (Out-of-Network)
Outpatient individual therapy visit$15-25 copay (Out-of-Network)
Outpatient individual therapy visit$25 copay
Outpatient individual therapy visit with a psychiatrist$25 copay
Outpatient individual therapy visit with a psychiatrist$15-25 copay (Out-of-Network)


MOOP


$6,700 In and Out-of-network
$6,700 In-network

Choice

Option


No


Optional supplemental benefits


Yes


Outpatient Hospital Coverage

Unitedhealthcare Choice Plus Formulary


$0-395 copay per visit
$0-395 copay per visit (Out-of-Network)


Package #1


Deductible
Monthly Premium$45.00


Preventive Care


$0 copay (Out-of-Network)
$0 copay


Preventive Dental


CleaningNot covered
Dental x-ray(s)Not covered
Fluoride treatmentNot covered
Oral examNot covered

Unitedhealthcare

Rehabilitation Services


Occupational therapy visit$40 copay
Occupational therapy visit$40 copay (Out-of-Network)
Physical therapy and speech and language therapy visit$40 copay (Out-of-Network)
Physical therapy and speech and language therapy visit$40 copay

Unitedhealthcare Choice Plus Copay

Skilled Nursing Facility


$225 per day for days 1 through 30
$0 per day for days 31 through 100 (Out-of-Network)
$0 per day for days 1 through 20
$184 per day for days 21 through 57
$0 per day for days 58 through 100


Transportation


Not covered


Vision


United Healthcare Choice Plus Copay Plan

Contact lensesNot covered
Eyeglass framesNot covered
Eyeglass lensesNot covered
Eyeglasses (frames and lenses)Not covered
OtherNot covered
Routine eye exam$0 copay (Out-of-Network)
Routine eye exam$0 copay
UpgradesNot covered


Wellness Programs (e.g. fitness nursing hotline)


Covered

Reviews for UnitedHealthcare Medicare Advantage Choice (Regional PPO) R2604


2019 Overall Rating
Part C Summary Rating
Part D Summary Rating
Staying Healthy: Screenings, Tests, Vaccines
Managing Chronic (Long Term) Conditions
Member Experience with Health Plan
Complaints and Changes in Plans Performance
Health Plan Customer Service
Drug Plan Customer Service
Complaints and Changes in the Drug Plan
Member Experience with the Drug Plan
Drug Safety and Accuracy of Drug Pricing

What Is Covered Under Unitedhealthcare Choice Plus

Staying Healthy, Screening, Testing, & Vaccines

Total Preventative Rating
Breast Cancer Screening
Colorectal Cancer Screening
Annual Flu Vaccine
Improving Physical
Improving Mental Health
Monitoring Physical Activity
Adult BMI Assessment

Managing Chronic And Long Term Care for Older Adults

Total Rating
SNP Care Management
Medication Review
Functional Status Assessment
Pain Screening
Osteoporosis Management
Diabetes Care - Eye Exam
Diabetes Care - Kidney Disease
Diabetes Care - Blood Sugar
Rheumatoid Arthritis
Reducing Risk of Falling
Improving Bladder Control
Medication Reconciliation
Statin Therapy

Member Experience with Health Plan

United Healthcare Choice Plus Copay

Total Experience Rating
Getting Needed Care
Customer Service
Health Care Quality
Rating of Health Plan
Care Coordination

Member Complaints and Changes in UnitedHealthcare Medicare Advantage Choice (Regional PPO) Plans Performance

Total Rating
Complaints about Health Plan
Members Leaving the Plan
Health Plan Quality Improvement
Timely Decisions About Appeals

Health Plan Customer Service Rating for UnitedHealthcare Medicare Advantage Choice (Regional PPO)

Total Customer Service Rating
Reviewing Appeals Decisions
Call Center, TTY, Foreign Language

UnitedHealthcare Medicare Advantage Choice (Regional PPO) Drug Plan Customer Service Ratings

Total Rating
Call Center, TTY, Foreign Language
Appeals Auto
Appeals Upheld

Ratings For Member Complaints and Changes in the Drug Plans Performance

Total Rating
Complaints about the Drug Plan
Members Choosing to Leave the Plan
Drug Plan Quality Improvement

Member Experience with the Drug Plan

Total Rating
Rating of Drug Plan
Getting Needed Prescription Drugs

Drug Safety and Accuracy of Drug Pricing

Total Rating
MPF Price Accuracy
Drug Adherence for Diabetes Medications
Drug Adherence for Hypertension (RAS antagonists)
Drug Adherence for Cholesterol (Statins)
MTM Program Completion Rate for CMR
Statin with Diabetes

What Is Unitedhealthcare Choice Plus


Ready to Enroll?


Or Call
1-855-778-4180
Mon-Sat 8am-11pm EST
Sun 9am-6pm EST



Coverage Area for UnitedHealthcare Medicare Advantage Choice (Regional PPO)

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Source: CMS.
Data as of September 9, 2020.
Notes: Data are subject to change as contracts are finalized. For 2021, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part D benefit.Includes 2021 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.





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